Savvy. Real Estate. Matchmaking

movinggreaterboston Let’s turn your dream into a reality!🏡🤩 If you’re dreaming of buying a home this year, start by connecting with us to understand what goes into the process. You can then begin to answer the questions below to set yourself up for homebuying success. 1. How Can I Better Understand the Process, and How Much Can I Afford? The process of buying a home is not one to enter into lightly. You need to decide on key things, and you’ll also need to apply for a mortgage. According to ConsumerReports.org, “Financial planners recommend limiting the amount you spend on housing to 25 percent of your monthly budget.” 2. How Much Do I Need for a Down Payment? In addition to knowing how much you can afford on a monthly mortgage payment, understanding how much you’ll need for a down payment is another critical step. Thankfully, there are many different options and resources in the market to potentially reduce the amount you may think you need to put down. If you’re concerned about saving for a down payment, start small and be consistent. 3. Saving Takes Time: Practice Living on a Budget It’s the little things that count, so start trying to live on a slightly tighter budget if you aren’t doing so already. A budget will allow you to save more for your down payment and help you pay down other debts to improve your credit score. If homeownership is on your dream list this year, take a good look at what you can prioritize to help you get there. To determine the steps you should take to start the process, DM us today. #firsttimehomebuyer #housingmarket #househunting #homegoals #houseshopping #housegoals #investmentproperty #emptynest #downsizing #newlisting #homeforsale #renovated #starterhome #dreamhome #curbappeal #keepingcurrentmatters #bostonrealestate #realestateagent #realestatehustle #realestatetips #realestategoal

movinggreaterboston Blue skies smiling at me🙃😎 . . . . . #realestate #homeownership #realestategoals #realestateteam #bostonrealestate #boston #realestatelife #eastboston #eastie #rentals

movinggreaterboston What are your home goals for 2021?! 🪴🖼🛋 Renovate? Redecorate? Own instead of rent? Organize? Buy more plants?! . . . . . #realestate #homeownership #realestategoals #topsellingagent #bostonrealestate #boston #realestatelife #realestateagent #realestateteam #homegoals #redecorate #renovate #brickwall #hardwoodfloors #granitecountertops #naturallight

movinggreaterboston The housing market made an incredible recovery in 2020 and is now positioned for an even stronger year in 2021 💪🏼💪🏽💪🏿Here’s why: -Record-low mortgage interest rates! Average rates are hovering at historic all-time lows. -Buyer demand across the country is incredibly strong. -Seller traffic is simply not keeping up. Which means we’d love to help you sell! -NAR also just reported that the actual number of homes currently for sale stands at 1.28 million, down 22% from one year ago (1.64 million). What does this mean for buyers and sellers??? Buyers need to remain patient in the search process. At the same time, they must be ready to act immediately once they find the right home, since bidding wars are more common when so few houses are available for sale. Sellers may not want to wait until spring to put their houses on the market, though. With such high buyer demand and such a low supply, now is the perfect time to sell a house on optimal terms. #realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateadvice #realestatemarket #realestateagents #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters #bostonrealestate #dreamhome

movinggreaterboston Today, almost three million households are actively in a forbearance plan. Though 29.4% of those in forbearance have continued to stay current on their payments, many have not. The question now is: how many of them will be able to catch up after their forbearance program ends? There’s speculation that a forthcoming wave of foreclosures could be the result, and that could lead to another crash in home values like we saw a decade ago. However, today’s situation is different than the 2006-2008 housing crisis as many homeowners have tremendous amounts of equity in their homes. What are the experts saying? According to Michael Sklarz, President at Collateral Analytics, “We may very well see a meaningful increase in the number of homes listed for sale as these borrowers choose to sell at what is arguably an intermediate top in the market and downsize to more affordable homes rather than face foreclosure.” According to Odeta Kushi, Deputy Chief Economist at First American, “With enough equity, a homeowner has the option of selling their home, or tapping into their equity through a refinance, to help weather the economic shock.” And according to Don Layton, Senior Industry Fellow at the Joint Center for Housing Studies of Harvard University, “So, what should lenders and servicers expect: a large number of foreclosures or only a modest increase? I believe the latter.” Won’t the additional homes on the market impact prices? Distressed properties (foreclosures and short sales) sell at a significant discount. If homeowners sell instead of going into foreclosure, the impact on the housing market will be much less severe. We must also realize there is currently an unprecedented lack of inventory on the market. Just last week, realtor.com explained, “Nationally, the number of homes for sale was down 39.6%, amounting to 449,000 fewer homes for sale than last December.” It’s important to remember that there weren’t enough homes for sale even then, and inventory has only continued to decline. #realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice

movinggreaterboston “The time is always right to do what is right.” #mlk

movinggreaterboston The pandemic has had a lasting impact on our lifestyles. Here are 4 reasons people are reconsidering where they live and why they’re expecting to buy a home this year. 📦📦📦 1. Record-Low Mortgage Interest Rates According to Freddie Mac, the average 30-year fixed interest rate today is 2.65%. 2. Working from Home For some people, working remotely in their current home is challenging, especially when there may be other options available. 3. More Outdoor Space Another new priority for homeowners is having more usable outdoor space. Being at home is driving those in some areas to seek less densely populated neighborhoods so they have more room to stretch their legs. 4. Avoiding Renovations It’s recently come to light that many homeowners would also rather buy a new home than go through the process of fixing up the one they have. Depending on what needs to be addressed, today’s high buyer demand may make it possible to skip some renovations before selling. It’s clear that homeownership needs are changing. As a result, Americans are expected to move in record numbers this year. If you’re trying to decide if now is the right time to buy a home or sell, DM us today to discuss your options. #firsttimehomebuyer #opportunity #housingmarket #househunting #homegoals #houseshopping #housegoals #investmentproperty #emptynest #downsizing #homeforsale #starterhome #dreamhome #curbappeal #keepingcurrentmatters #bostonrealestate #realestateteam #realestateagent

movinggreaterboston Just Sold! 🎉 . . . . . #realestate #homeownership #realestategoals #realestatetips #bostonrealestate #boston #medfordma #justsold

movinggreaterboston Where will home values go this year?🧐 Home price appreciation in 2021 will continue to be determined by the imbalance of supply and demand. If supply remains low and demand is high, prices will continue to increase. Housing Supply We are entering 2021 with approximately 270,000 fewer homes for sale than there were one year ago. However, there is some speculation that the inventory crush will ease somewhat as we move through the new year for two reasons: 1. As the health crisis eases, more homeowners will be comfortable putting their houses on the market. 2. Some households impacted financially by the pandemic will be forced to sell. Get more details on this topic from our Facebook post! #realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateteam #realestateadvice #realestateblog #realestatemarket #realestateexperts #realestateagents #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters #bostonrealestate

movinggreaterboston 👏🏻👏🏻👏🏻 Congrats Josh!🎉 . . . . . #realestate #homeownership #realestategoals #realestatetips #bostonrealestate #boston #realestatelife #topsellingagent

movinggreaterboston Why is now a good time to sell? 🧐 -There simply are not enough homes available to meet today’s buyer demand -They’re selling just as quickly as they’re coming to the market -Low inventory makes it a sellers’ market -There is the opportunity to negotiate the best possible contracts If you’re ready to make a move, you can feel good about the current sentiment in the market and the advantageous conditions for today’s sellers. DM us today to determine the best next step when it comes to selling your house this year. Check out our Facebook post that dives deeper into the facts and figures of the Home Purchase Sentiment Index! #dreamhome #realestate #homeownership #realestategoals #realestatetips #bostonrealestate #boston #realestatelife #realestatenews #realestateagent #realestateexpert #realestateteam #realestateadvice #realestatemarket #realestateexperts #keepingcurrentmatters #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters

movinggreaterboston Eastie has some pretty spectacular skyline views 🏙 . . . . . 📷: @shannynort #realestateteam #realestateagents #realestatehustle #luxuryrealeatate #condos #multifamilyrealestate #brownstone #dreamhome #cityscape #cityview #eastie #eastboston #boston